Terms & Conditions
Last Updated: October 9, 2024
Welcome to Financial Evolution ("we," "us," "our"). By accessing and using our website www.financial-evolution.com, which is hosted on the WIX platform, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
If you do not agree with these terms, please do not use our website.
1. Website Use
By accessing this website, you agree to use it for lawful purposes only. You must not:
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Use the website in any way that is fraudulent, harmful, or illegal.
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Attempt to interfere with the operation of the website or access information without authorization.
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Upload or transmit any harmful code, such as viruses, or any offensive, obscene, or inappropriate content.
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Use our website to advertise or sell your own products/services without our written consent.
We reserve the right to restrict, suspend, or terminate your access to the website if we believe you are violating these terms.
2. Financial Advice Disclaimer
The information provided on our website is for general informational purposes only and does not constitute professional financial advice. While we strive to keep the content accurate and up-to-date, we make no representations or warranties about the accuracy, completeness, or reliability of any information on this site.
If you need personalized financial, insurance, or investment advice, please contact us directly to discuss your specific situation. Our financial advisors are licensed to provide services within Canada and are affiliated with World Financial Group Insurance Agency of Canada Inc..
Your use of any information or materials on this website is entirely at your own risk.
3. Services Provided
As a financial agency affiliated with World Financial Group (WFG), we provide financial advising services, including:
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Financial planning
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Life and health insurance products
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Investment advice and strategies
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Wealth management
These services are subject to individual terms and conditions provided during consultations. Any contract or agreement entered into with our agency or WFG will outline specific obligations, terms, and conditions related to those services.
4. Third-Party Links
Our website may contain links to third-party websites, including those of insurance providers, investment platforms, or other financial service providers. These links are provided for your convenience only, and we do not endorse or have control over the content of these third-party sites.
You acknowledge and agree that we are not responsible for the availability, content, accuracy, or privacy practices of any third-party websites. We encourage you to review the terms and conditions and privacy policies of any third-party site before using their services.
5. Privacy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information. By using this website, you consent to the collection and use of your information as outlined in our Privacy Policy.
6. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of Financial Evolution, World Financial Group (WFG), or WIX and is protected by Canadian and international intellectual property laws.
You may view, download, or print portions of the website for your personal, non-commercial use. However, you may not:
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Reproduce, distribute, modify, or republish any content without prior written consent.
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Use any trademarks, logos, or service marks displayed on the website without our explicit authorization.
7. WIX Platform and Performance
This website is hosted on the WIX platform, which provides website building and hosting services. While we make every effort to ensure the smooth operation of our website, we are not responsible for any service disruptions, delays, or technical issues caused by WIX.
WIX implements various security measures to protect the website, but no system is 100% secure. Therefore, we cannot guarantee that the website will be free of errors, viruses, or other harmful components.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Financial Evolution and World Financial Group (WFG) will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, our website or services. This includes damages related to:
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Loss of data or profits
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Website outages or technical issues
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Errors or inaccuracies in website content
We do not warrant that the website will always be available, secure, or error-free.
9. Indemnification
You agree to indemnify, defend, and hold harmless Financial Evolution, its affiliates, and WFG from any claims, damages, losses, or liabilities arising from:
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Your breach of these Terms and Conditions.
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Your use of the website or any services provided through the website.
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Any violation of third-party rights, including intellectual property or privacy rights.
10. Changes to These Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page with an updated effective date. By continuing to use the website after any modifications, you agree to the revised Terms and Conditions.
11. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Province of British Columbia, Canada, without regard to its conflict of law provisions. You agree to submit to the exclusive jurisdiction of the courts of British Columbia, Canada.
12. Contact Information
If you have any questions or concerns regarding these Terms and Conditions or any aspect of our website, please contact us at:
Financial Evolution
519-2840 Peatt Rd,
Victoria, BC
V9B 3V4
+1 (250) 589-0853
By using our website, you acknowledge that you have read and understood these Terms and Conditions, and agree to be bound by them.